My Family - I am from countless generations of farmers and blacksmiths, both thinking and creative professions.

My Schools – learning the Four Rs, Reading wRiting, aRithmatic, and Research.

My Higher Education – attending colleges, accounting courses, software courses, attending software conferences and seminars, working on cutting edge technology for many years, and more and more reading. I became a Certified General Accountant (CGA) in 1985.

Doing – by working in many different fields, I observed what works and what does not; working in data communication from the year dot (1969 – 11 years before the 1980 date, that IBM set as year zero on their 1st PC); becoming a Software Architect.

Thinking – seeing how something in one field can be adapted to another field. Thinking outside the box, not always accepting the status quo, persevering in my thinking. If an idea is good, feasible; there is always a way to make it so.

Innovating - creating a mainframe Business Accounting system in 1970 using an early Database software program called Dataman. Creating a mainframe Spreadsheet program in 1971. Co-inventing a Planning, Purchase Order, and Budgeting System using an early version of the Cloud and the first ever personal computer (a Datapoint 2200) in 1973; this system sent the budgets to the Business Accounting system. I created a Canadian Payroll System for Microcomputers (Paytime tm) in 1983. Co-created a Recreational Vehicle Rental system on a LAN with communication links to other branches with automatic over-nite updates both to headquarters and then back to the branches for use the next morning from 1992 with annual improvements to 2002.

Teaching – impart my knowledge on others, in whatever way is practical. My students are my family, my co-workers, the community, and finally the Universe. Just look at Wikipedia to see how many people are teaching others for Free.

Learning – never, never stop learning.  They say “You cannot teach an old dog new tricks”, do NOT believe them; as long as you can think you can learn. Just look at Stephen Hawking, the Past Lucasian Professor of Mathematics at the University of Cambridge. My latest learning effort, is in Quantum Mechanics. I am listening to online lectures by Dr Leonard Susskind from Stanford University. Nothing like the elderly teaching the elderly.

Writing - In 2014 I finished my first ebook, "MONEY Ages in Your LIFE", which is now for sale on Amazon.com. This gives me the opportunity to let other people benefit from my wealth of knowledge and experiences. I also edited and was a major contributor to "The Club that made Toastmasters truly International" about First Canadian Toastmasters Club 38 eighty year history.

Giving – Finally be able to give to your fellow man, with no expectations in return. Just look at the gifts of Andrew Carnegie, John D. Rockefeller, Bill and Melinda Gates, and BC's own Jimmy Pattison.